Goodbody Investor Summit 2022

The 2022 Goodbody Investor Summit provided an opportunity for investors to step away from the noise and volatility of financial markets and focus on some of the key building blocks of a long-term investment strategy. Beyond core allocations to benchmark equity and bond indices, there are a number of important strategies, including private equity and real estate, which can seek to enhance long-term expected returns, diversify portfolio risks, enhance local and global sustainability, or some combination of all three.

Watch back presentations from our most favoured strategies that Goodbody offers in-house or through exclusive investment partnerships across private markets, real estate and public markets and the key trends shaping the economic and investment landscape.

Q&A with Goodbody Chief Economist, Dermot O'Leary

BlackRock Private Equity Partners

Goodbody Asset Management

IPUT Real Estate

CBRE Investment Management

Best 8 from Goodbody Active Trading

Goodbody Investor Summit 2022: Key takeaways

Our Latest Wealth Insights

Wealth accumulation for business owners

Feb 4, 2020, 12:26 PM by Eileen Cahill
Turning business profit into personal rewards

‘My business is my pension.’ Many entrepreneurs believe that their retirement is sorted by virtue of them owning a successful business. However, this is only partly true: corporate wealth does not become personal wealth until it is extracted from the money the business is generating. If the wealth is held by the company, you need to create a mechanism to transfer it to your own name.

Some will achieve this by selling their business and realising a capital gain. Others will draw salary, bonuses, directors’ fees or take dividends. However, from a tax point of view, perhaps the most efficient way of moving money from business to personal is through a pension.

That’s because a pension is not just a long-term savings product to fund a retirement, it is a sophisticated investment holdings structure for growing personal wealth. The real opportunity for business owners lies in using this tool to transfer profits to seed a personal investment account that enjoys tax-free growth.

There is no other tax-based incentive in Ireland that allows a company to shelter up to €2 million of corporate assets in a ring fenced investment account in the proprietary director’s own name, and certainly none that permits €200,000 of this to be taken tax free at retirement plus a further €300,000 at a 20% tax rate. Only pensions do that. The reliefs are staggering.

But tax relief is only part of the attraction. How the money is managed is at the discretion of the business owner, so they can really make an impact to personal wealth over time. While typical company schemes direct funds into cookie cutter asset allocations, owner directors can create bespoke portfolios and investment solutions that match their needs in a much more personalised way. The opportunity to direct investment growth and create wealth in this way is sizeable. Further, this benefit offers an important way for owners to diversify their wealth away from the business and into assets and income streams that mitigate risk away from their principal business sector.

Short of an eventual sale or other significant value realization event, pensions are the most reliable way to build wealth from business ownership.

Load more comments
Comment by from


Speak to our Wealth team today


youtube-footer    linked-footer

Warning: Nothing presented on this website constitutes investment advice as it does not take into account the investment objectives, knowledge and experience or financial situation of any person. You should not act on it in any way and are advised to obtain professional advice suitable to your own individual circumstances. The value of your investment may go down as well as up. You may lose some or all of the money you invest. Past performance should not be taken as an indication or guarantee of future performance; neither should simulated performance. The value of securities may be subject to exchange rate fluctuation that may have a positive or adverse effect on the price or income of such securities.
Goodbody Stockbrokers UC, trading as Goodbody, is regulated by the Central Bank of Ireland and Goodbody Stockbrokers UC is authorised and regulated in the United Kingdom by the Financial Conduct Authority. Goodbody is a member of Euronext Dublin and the London Stock Exchange. Goodbody is a member of the group of companies headed by AIB Group plc.
@2023, Goodbody
youtube-footer     linked-footer     instagram-footer